Ian Watters Financial Adviser

In the 1980s and early 1990s, there was a period where sadly many people were ‘hurt’ by Equity Release, in particular by “sellers” who withdrew money from people’s homes and invested it into longer term investm […]

What is Equity Release?
There is often a lot of misunderstanding about what Equity Release is and much of the terminology and jargon used doesn’t really help.
In simple terms it is a mortgage raised on your o […]

When retirement incomes seem to be getting smaller, many people are facing larger bills or cannot afford to enjoy one or two luxuries in life, however modest. Yet, at the same time, they may well own their own […]

Life, as we all know, seems to spin along faster and faster as we go along, and at the same time, our awareness of some of life’s challenges that might lay ahead comes ever closer into focus.
There are many t […]

As with many types of mortgage, each lender will have its own criteria, but by being a fully independent adviser with the whole of market access, I can look at a vast array of potential solutions for you.
The […]

Many people in the UK have mortgages that were arranged on an Interest Only basis many years ago. Lenders are sending letters to their customers explaining that it is their responsibility to repay the mortgage […]