{"id":83867,"date":"2021-10-07T12:08:55","date_gmt":"2021-10-07T12:08:55","guid":{"rendered":"https:\/\/www.fiveminutesspare.com\/legal\/?page_id=83867"},"modified":"2022-07-21T11:48:53","modified_gmt":"2022-07-21T11:48:53","slug":"draft","status":"publish","type":"page","link":"https:\/\/www.fiveminutesspare.com\/legal\/","title":{"rendered":""},"content":{"rendered":"
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Legal & Financial Services<\/h1>\t\t\t\t\t
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Five Minutes Spare<\/p><\/div>\n<\/div><\/div>

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We work with a number of professional companies from the Legal and Financial Industry. Our aim is simple, to provide you with the information you require and to find an expert who can help you.<\/h3>\n<\/div>\n<\/div><\/div>
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Legal Services<\/h2>

Informative articles related to Legal Services<\/p>\t\t\t\t\t

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Property Related Articles<\/h2>\t\t\t\t\t
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\n Boundary Disputes<\/a>\n <\/h3> \n \n \n \n
\n <\/i> April 2, 2019<\/a> Butterworths Solicitors<\/a> <\/div>\n \n

    When you purchase a Property, Land or both. The area in which you own is marked with a boundary line. This boundary line is visible within your title plan which is held by HM Land registry. Some boundaries are marked clearly by the presence of walls, fences, hedges or a tree line. However…<\/p>\n <\/div> \n<\/article> \n<\/div> \n \n

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\n Japanese Knotweed Invasive Plant which Can Cause You Problems Legally<\/a>\n <\/h3> \n \n \n \n
\n <\/i> April 2, 2019<\/a> Butterworths Solicitors<\/a> <\/div>\n \n

Japanese knotweed which was first introduced into the UK from Japan in the 1850s as an ornamental garden plant is now the Environment Agency\u2019s number one invasive plant species. Although a large proportion of the UK population are aware of the plant many are unaware of the legal ramifications they could face if the plant…<\/p>\n <\/div> \n<\/article> \n<\/div> \n \n

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\n What is Conveyancing?<\/a>\n <\/h3> \n \n \n \n
\n <\/i> April 17, 2019<\/a> Butterworths Solicitors<\/a> <\/div>\n \n

What is Conveyancing? Conveyancing is the legal term used to describe the legal and administrative work that is required to be carried out when transferring a property from one party to another. How long can the conveyancing process take? The process can take between 8 and 12 weeks from the date of instruction, but in…<\/p>\n <\/div> \n<\/article> \n<\/div> \n \n

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\n Joint Tenancy, Tenants in Common<\/a>\n <\/h3> \n \n \n \n
\n <\/i> May 28, 2020<\/a> Butterworths Solicitors<\/a> <\/div>\n \n

When multiple people own property or Land, this is known as being co-owners.\u00a0 There are two different types of Co-owners: Joint Tenants and; Tenants in Common Joint Tenancy In a Joint Tenancy, each person has a unified share in the property. Therefore, under a Joint Tenancy, each and all the co-owners are equally entitled to…<\/p>\n <\/div> \n<\/article> \n<\/div> \n \n <\/div>\n<\/div>\n\n

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Wills, Lasting Power of Attorney & Trusts<\/h2>\t\t\t\t\t
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\n Video witnessed Wills to be legalised<\/a>\n <\/h3> \n \n \n \n
\n <\/i> July 27, 2020<\/a> Butterworths Solicitors<\/a> <\/div>\n \n

Wills can soon be witnessed over Skype or Zoom as the government overhauls probate legislation as a result of COVID-19. A new statutory instrument will allow Wills to be witnessed remotely here in England and Wales. These new rules will come into force this September. The Wills Act of 1837 currently requires two witnesses to…<\/p>\n <\/div> \n<\/article> \n<\/div> \n \n

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\n What is a Trust Will?<\/a>\n <\/h3> \n \n \n \n
\n <\/i> May 28, 2020<\/a> Butterworths Solicitors<\/a> <\/div>\n \n

In this article, we will be discussing the different types of Trusts that can be applied when you are looking at putting your affairs in order. When is it a good idea to set up a Trust? Trusts can be used for Care Home Fee future planning, estate and tax planning and to protect your…<\/p>\n <\/div> \n<\/article> \n<\/div> \n \n

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\n Planning for your later years<\/a>\n <\/h3> \n \n \n \n
\n <\/i> July 25, 2022<\/a> Ian Watters Financial Adviser<\/a> <\/div>\n \n

Life, as we all know, seems to spin along faster and faster as we go along, and at the same time, our awareness of some of life\u2019s challenges that might lay ahead comes ever closer into focus. There are many things we know we should do but often put off. Saving for retirement, whether via…<\/p>\n <\/div> \n<\/article> \n<\/div> \n \n

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\n Topics for Individuals<\/a><\/span>, Wills, Probate and Lasting Powers of Attorney<\/a><\/span> \n \n \n <\/i> add comment \n <\/a>\n <\/span>\n <\/div>\n

\n Do you really need a Will?<\/a>\n <\/h3> \n \n \n \n
\n <\/i> April 18, 2019<\/a> Butterworths Solicitors<\/a> <\/div>\n \n

  What will happen if you don’t have a will?   If you have any assets and pass away without having a legally binding will in place, your assets will be divided by way of intestacy rules. These Intestacy rules, otherwise known as the law of descent and distribution. These laws decide how your assets…<\/p>\n <\/div> \n<\/article> \n<\/div> \n \n

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\n Social and NHS Continuing Care<\/a>\n <\/h3> \n \n \n \n
\n <\/i> April 2, 2019<\/a> Butterworths Solicitors<\/a> <\/div>\n \n

Getting Help If\u00a0Dementia and Alzheimer\u2019s Occurs Dementia is affecting more and more people either personally or impacting on close friends or relations. Currently, there is no cure and two-thirds of dementia cases are due to Alzheimer\u2019s disease other causes include: Vascular dementia Lewy body dementia frontotemporal degeneration (FTD) It can also occur as a combination…<\/p>\n <\/div> \n<\/article> \n<\/div> \n \n <\/div>\n<\/div>\n\n

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Financial Services<\/h2>\t\t\t\t\t
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\n Equity release Ian Watters Explains<\/a>\n <\/h3> \n \n \n \n
\n <\/i> October 14, 2022<\/a> Ian Watters Financial Adviser<\/a> <\/div>\n \n

What is Equity Release? There is often a lot of misunderstanding about what Equity Release is and much of the terminology and jargon used doesn\u2019t really help. In simple terms it is a mortgage raised on your own home, the amount the lender will consider giving to you is based on the youngest applicant’s age,…<\/p>\n <\/div> \n<\/article> \n<\/div> \n \n

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\n Four practical uses for equity release<\/a>\n <\/h3> \n \n \n \n
\n <\/i> July 13, 2020<\/a> Matt<\/a> <\/div>\n \n

In a previous article, we discussed what equity release is. This short article highlights a few practical ways of using equity release to your advantage.\u00a0 Getting ahead on an interest-only mortgage\u00a0 If you\u2019re approaching retirement but don\u2019t have savings to cover the end of your interest-only mortgage, you may wish to use equity release to…<\/p>\n <\/div> \n<\/article> \n<\/div> \n \n

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\n Equity release explained<\/a>\n <\/h3> \n \n \n \n
\n <\/i> June 15, 2020<\/a> Butterworths Solicitors<\/a> <\/div>\n \n

Why should I consider Equity Release? Picture this, you are close to retirement and struggling for cash (or you simply want to a more comfortable requirement) and own your own home. Equity release is simply a way to unlock the value of your property and receive a large cash sum. For some people, this is…<\/p>\n <\/div> \n<\/article> \n<\/div> \n \n

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\n Is Equity Release a popular lending option?<\/a>\n <\/h3> \n \n \n \n
\n <\/i> February 22, 2022<\/a> Lewis Walker<\/a> <\/div>\n \n

We are going to take a very brief look at answering the question, is Equity Release a popular lending option? What is Equity Release? Equity Release is a relatively new product to the financial market, and it has been rebranded as ‘Lifetime Mortgage’ over the last few years. ‘Home reversion plans’ still exist as a…<\/p>\n <\/div> \n<\/article> \n<\/div> \n \n

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\n Equity Release<\/a><\/span>, Financial Services<\/a><\/span>, Interest Only Mortgages<\/a><\/span>, Lifetime Mortgages<\/a><\/span>, Mortgages<\/a><\/span> \n \n \n <\/i> add comment \n <\/a>\n <\/span>\n <\/div>\n

\n Paying off an Interest Only Mortgage when close to retirement<\/a>\n <\/h3> \n \n \n \n
\n <\/i> July 21, 2022<\/a> Ian Watters Financial Adviser<\/a> <\/div>\n \n

Many people in the UK have mortgages that were arranged on an Interest Only basis many years ago. Lenders are sending letters to their customers explaining that it is their responsibility to repay the mortgage by the end of the agreed term.You may be one of these and unsure how you will do this, especially…<\/p>\n <\/div> \n<\/article> \n<\/div> \n \n <\/div>\n<\/div>\n\n

\n View all Articles <\/i><\/a>\n<\/div> \n<\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"

Many people in the UK have mortgages that were arranged on an Interest Only basis many years ago. Lenders are sending letters to their customers explaining that it is their responsibility to repay the mortgage by the end of the agreed term.You may be one of these and unsure how you will do this, especially…<\/p>\n","protected":false},"author":87,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"footnotes":""},"class_list":["post-83867","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.fiveminutesspare.com\/legal\/wp-json\/wp\/v2\/pages\/83867","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fiveminutesspare.com\/legal\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.fiveminutesspare.com\/legal\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.fiveminutesspare.com\/legal\/wp-json\/wp\/v2\/users\/87"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fiveminutesspare.com\/legal\/wp-json\/wp\/v2\/comments?post=83867"}],"version-history":[{"count":23,"href":"https:\/\/www.fiveminutesspare.com\/legal\/wp-json\/wp\/v2\/pages\/83867\/revisions"}],"predecessor-version":[{"id":105112,"href":"https:\/\/www.fiveminutesspare.com\/legal\/wp-json\/wp\/v2\/pages\/83867\/revisions\/105112"}],"wp:attachment":[{"href":"https:\/\/www.fiveminutesspare.com\/legal\/wp-json\/wp\/v2\/media?parent=83867"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}